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When you are shopping for a new car around Chino and Covina, you have a lot of decisions to make. After you have narrowed down your search and found a vehicle that checks all of the boxes on your wishlist, you will also need to decide between leasing vs. buying the vehicle. A common question we hear at Pomona Kia is, “Should I buy or lease a car?” The answer to this question really comes down to your driving needs and budget.
With leasing, you essentially rent your vehicle for a couple of years. While you cannot build equity or sell the vehicle, all you are paying for is the depreciation that occurs over the course of the lease term. This leads to lower monthly payments and a smaller down payment. In addition to being more affordable, another bonus is flexibility. Once the terms of the lease are complete, you simply bring it back to the dealership and choose a new vehicle to lease or purchase if you like.
Should you buy or lease a car? If you plan to do a lot of driving around Ontario, financing may be the better option for you. When you choose to finance, you take out a loan on the full value of the vehicle with the intention of owning it. While your monthly payments will likely be higher compared to leasing, financing has a number of benefits that make it worthwhile.
Still undecided after reading about leasing vs. buying? That’s ok! Visit our finance department today, and we can discuss your options more thoroughly. You can also contact us for more information.
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