Get Ready to Apply for Kia Financing at Pomona KIA

Now that you found just the perfect Kia for you and your family, your thoughts are probably turning to how you will pay for it. When it comes to that, there are many options on the table. To begin, you will want to complete an application with Pomona KIA in order to start the ball rolling. The two main options include getting a loan to purchase your new vehicle or applying for a lease. For both of these, you will complete a simple application and then decide which is best for your situation and credit rating. Read more about your options at the bottom of the page.

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Finance Your Kia and Drive Home Today

Finding the perfect car or SUV for you and your family is not always easy. That is why you will be excited when you visit our Kia dealership and look through the inventory that we have on our lot. The chances are good that you will find the perfect vehicle that checks off everything on your list. When you have done that, then you may decide you want to own it outright so you can keep it for a number of years. You do not necessarily need to pay in cash for that privilege. A loan is likely a better option for you.

Applying for a loan at Pomona KIA in Diamond Bar is easy. You will begin by providing your personal and financial information. We then take that to the numerous banks and private lenders that we work with to determine what the best offer is for at this time. You will then take a look and decide on a financial package that meets with your budget. Loans come with terms ranging from 24 to 72 months. You will also want to put a down payment on the purchase in order to strengthen your application. The longer the term of the loan, the lower your monthly payment will be in the end.

Lease a New Kia for Several Years

Another possibility is to lease your new Kia. This is becoming quite popular these days, particularly with technology evolving at such a rapid pace. It is possible to get a new vehicle every few years when you lease, which is appealing to many drivers today. This all begins with an assessment of your credit rating to determine if you qualify for a lease. Just fill out the application and Pomona KIA will then be able to show you the current offers that are available. This will allow you to determine what your monthly payment will be. We will go over the terms and conditions with you at that time as well.

With a lease, you will be asked to pay a small deposit, plus some taxes and fees. This usually amounts to much less money than you would need to purchase the car with a loan. You will also not have to worry about any depreciation. The dealership will remain the owner of the vehicle. At the end of the lease, you will not have to find a buyer for the Kia before you go to buy a new one. You simply hand it back in and your monthly payments will stop. It really is that simple. With a lease, you do need to stick with a certain mileage limit that will be detailed in the contract. You are also welcomed to buy the vehicle after the lease is over. You will just pay the residual amount stated in the contract.

These two options should help steer you in the right direction. If you're in Chino or Chino Hills, you will just want to fill out the finance application and then allow Pomona KIA to show you the terms that apply to your purchase based on your credit rating. As we work with several lenders, we can help you secure a loan or lease that is in your best interest. Montclair and Ontario, CA customers can stop by today and start discussing the possibilities. You may just find that you can drive home in your new Kia the very same day. Feel free to browse our new and used inventories online as well.